Rajiv Yuva Vikas Yojana 2025: Govt to Offer ₹4 Lakh Loans at Low Interest for Youth Entrepreneurs

The Telangana government has launched the Rajiv Yuva Vikas Yojana 2025, aiming to empower youth through entrepreneurship. Under this scheme, eligible applicants will receive loans of up to ₹4 lakh at minimal interest to help them start their own business ventures.

🎯 Purpose of the Scheme

This initiative intends to eliminate financial barriers for youth who aspire to become entrepreneurs. The goal is to create employment through self-reliance and stimulate local economic development, especially among underprivileged communities.

👥 Who Can Apply?

This scheme is open to candidates from Scheduled Castes (SC), Scheduled Tribes (ST), Backward Classes (BC), Minorities, and the Economically Weaker Sections (EWS).

• 25% of beneficiaries will be women.

• 5% of loans are reserved for persons with disabilities.

• Special preference will also be given to first-time applicants and families of Telangana martyrs.

📜 Eligibility Criteria:

• Income Limit:

  • Rural areas: Annual income should not exceed ₹1.5 lakh

  • Urban areas: Income must be below ₹2 lakh per year

• Age Limit:

  • For non-agricultural businesses: 21 to 55 years

  • For agriculture & allied sectors: Up to 60 years

• Required Documents: Aadhaar Card, Income Certificate, Caste Certificate

📝 How to Apply?

Register through the Online Beneficiary Management and Monitoring System (OBMMS) portal.

Fill out your personal details, category, income, and upload documents.

Download your filled application form and submit it at:

• Rural applicants: Mandal Praja Palna Seva Kendra (MPPSK)

• Urban applicants: Municipal Corporation or Regional Commissioner Office

👉 On-site helpdesks are also available for support and document verification.

🧾 Conclusion:

The Rajiv Yuva Vikas Yojana 2025 is a game-changer for aspiring youth entrepreneurs in Telangana. With easy access to credit and special provisions for marginalized groups, this scheme is a stepping stone toward self-employment and long-term financial independence.